Subcontractors’ insurers must provide a complete defense to the developer/general contractor, but can they force others to pitch in? A recent California decision has subcontractors and their commercial general liability (CGL) insurers crying foul and heading back to the drawing board. In Presley Homes, Inc. v American States Ins. Co., 90 Cal App 4th 571, …
Do Employee Layoffs Equal Litigation?
According to the U.S. Equal Employment Opportunity Commission (EEOC), the number of workplace discrimination charges filed with the EEOC increased 15 percent in 2008, with the largest increases in retaliation and age-based claims. In fact, the EEOC is experiencing the highest level of charge filings since it opened its doors in 1965. Growth of all …
Additional Insureds and Completed Operations
Construction contracts require additional insured status that will respond to completed operations claims. Contractors faced with such obligations often attempt to have additional insured endorsements drafted with older language in the belief that this provides the required coverage. This article discusses a recent court decision that should provide reassurance that contractors who do so are …
Seven Tips To Finding The Right Commercial Auto Policy
(NAPS)—Finding a good deal on commercial auto insurance is about more than finding the lowest rate—it’s about finding the best all-around coverage to suit your company’s needs. Understanding what coverages and service options are available is the first step toward making better, more informed decisions so that you and your business are properly protected. Here …
Personal Or Commercial Auto Insurance: Which Is Right For You?
(NAPS)—If, like many Americans, your family car is also used for purposes that could be considered commercial use, you may want to steer yourself into a chair and look over your insurance policy. You’ll need to consider buying a commercial policy or making sure that your existing personal auto policy covers the vehicle for business …